Effective Date: 01/26/2026

Welcome to Lead Lion (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, services, SMS communications, and life insurance consultation services.

By accessing our website or using our services, you agree to these Terms.

1. Company Information

Lead Lion is a sole proprietorship operating in the United States providing life insurance consultation, education, and policy placement services.

2. Services Provided

Lead Lion provides:

• Life insurance education and consultations

• Assistance with life insurance applications

• Policy comparisons

• Insurance carrier placement services

• SMS, phone, and email communication related to insurance inquiries

We do not guarantee approval, specific rates, or coverage amounts. All approvals are subject to underwriting by licensed insurance carriers.

3. No Financial or Legal Advice

Information provided by Lead Lion is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult licensed professionals regarding your specific situation.

4. SMS & Electronic Communications Consent (A2P / TCPA Compliance)

By submitting your phone number on our website, landing pages, forms, or through any Lead Lion communication channel, you expressly consent to receive:

• SMS text messages

• Automated text messages

• Appointment reminders

• Follow-up communications

• Application updates

• Insurance-related information

Message frequency varies.

Message & data rates may apply.

You may opt out at any time by replying:

STOP to cancel
HELP for assistance

Opting out will prevent future SMS communications unless you opt in again.

We comply with applicable messaging laws including the Telephone Consumer Protection Act (TCPA) and carrier regulations.

We do not sell or share your phone number for unrelated third-party marketing.

5. Eligibility

You must be at least 18 years old to use our services.

6. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting forms or applications. Providing false information may result in denial of services.

7. Third-Party Insurance Carriers

Lead Lion works with licensed third-party insurance carriers. We are not responsible for:

• Underwriting decisions

• Policy issuance delays

• Carrier-specific terms

• Claim decisions

Your insurance contract is solely between you and the issuing carrier.

8. Intellectual Property

All website content, branding, text, graphics, and materials are the property of Lead Lion and may not be copied or distributed without written permission.

9. Limitation of Liability

To the fullest extent permitted by law, Lead Lion shall not be liable for:

• Indirect or incidental damages

• Loss of profits

• Carrier underwriting decisions

• Coverage denials

All services are provided “as is” without warranties of any kind.

10. Indemnification

You agree to indemnify and hold harmless Lead Lion from any claims arising from:

• Your misuse of services

• False information provided by you

• Violations of these Terms

11. Modifications

We may update these Terms at any time. Continued use of our services constitutes acceptance of revised Terms.

12. Governing Law

These Terms shall be governed by the laws of the State of Pennsilvania.

13. Contact Information

Lead Lion
Email: info@theleadslion.com
Phone: 412-596-2594